Asset Based Chronic Illness Planning Using Life Insurance
In uncertain times, clients look for safety and predictability by investing in low risk, low-interest-bearing accounts for their legacy assets. What if there was a way to have the death benefit protection they need, plus a way to turn dormant assets into a powerful resource? Join Chuck as he discusses using life insurance for asset based chronic illness planning.
Director, Advanced Planning
Prudential Individual Solutions Group
Chuck Perrault joined Prudential’s Advanced Planning team in 2014, and currently brings over seven years of experience to the role. As part of Advanced Planning, Chuck has helped producers develop and close a variety of complex cases, including being a leading resource for Mirrored Loans cases and questions. Chuck is also responsible for producing much of the marketing presentations and content seen at our meetings. In addition to those responsibilities, Chuck is on the road weekly to present at meetings and conferences around the country. Prior to joining Advanced Planning, Chuck began his career at Prudential as a Sales Consultant. He was awarded the Sales Consultant of the Year in 2014.
Chuck holds a bachelor’s degree in Psychology from the University of Connecticut. Additionally, Chuck has obtained his Certified Financial Planner (CFP®), Chartered Life Underwriter (CLU®), and Chartered Financial Consultant (ChFC®) designations. He currently resides in NJ.
Vice President, Advanced Planning
Prudential Financial, Inc.
Karen has more than 34 years of experience in the financial services industry. Previously, she worked at The Hartford as an Advanced Markets Consultant.
Karen has been an invited speaker nationwide on a variety of retirement planning, advanced markets, and other financial topics. She has also taught continuing education courses for Certified Financial Planner’s, Attorneys, and Certified Public Accountants.
Born and educated in London, England, Karen has earned the Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®), and Chartered Advisor for Senior Living (CASL®) designations.