REGISTER This is a live presentation covering all of the OneAmerica Care Solutions options and sales ideas. This session is about 55 minutes and will cover the following details... - Setting up the LTC sale - Covering two individuals under one policy - Lifetime benefits and the advantages - Use of IRA, 401k, 403b to pay for LTC - Guaranteed premiums for LTC - Convert NQ annuities to tax-free for LTC
REGISTER Navigating claiming strategies for Social Security can be complex, especially when considering the differences between a worker's retirement benefit and spousal/widows' benefits. Without understanding the nuances, your clients could make crucial mistakes when it comes time to make an election. Join Advanced Markets for an informative webinar that will cover the top 10 misconceptions surrounding Social Security and how life insurance and annuities can help your clients make optimal claiming decisions.
REGISTER Chronic Kidney Disease Every month we spotlight a prevalent underwriting challenge, risk, or program encountered at MassMutual, then follow up each session with a summary of essential takeaways.
REGISTER Health care is a key concern for retirees and pre-retirees as they plan their post‑employment finances.
REGISTER Discover new ways you can help business owners protect their business from common risks. Walk away with practical insights you can use right away to be successful—whether you’re new to the market or have experience. Speakers: Karen Hofmann, CLU®, ChFC®, CASL® Vice President, Advanced Planning, Prudential Financial, Inc. Karen has more than 34 years of experience in the financial services industry. Previously, she worked at The Hartford as an Advanced Markets Consultant. Karen has been an invited speaker nationwide on a variety of retirement planning, advanced markets, and other financial topics. She has also taught continuing education courses for Certified Financial Planner’s, Attorneys, and Certified Public Accountants. Born and educated in London, England, Karen has earned the Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®), and Chartered Advisor for Senior Living (CASL®) designations. Donna M. Scalaro, JD* Vice President, Advanced Planning, Prudential Financial, Inc. Donna Scalaro is a Vice President in the Advanced Planning Group of Prudential. In this role she consults with Prudential's sales force and distribution partners to provide technical knowledge and support for life insurance sales and marketing in the areas of estate, business, charitable, wealth transfer and retirement planning. Donna joined Prudential in January of […]
REGISTER This is a live presentation covering all of the OneAmerica Care Solutions options and sales ideas. This session is about 55 minutes and will cover the following details... - Setting up the LTC sale - Covering two individuals under one policy - Lifetime benefits and the advantages - Use of IRA, 401k, 403b to pay for LTC - Guaranteed premiums for LTC - Convert NQ annuities to tax-free for LTC
REGISTER Expect more from your experience—and deliver more to your clients. Introducing Illustrating Solutions, a new Life Illustration series from MMSD’s Life and Advanced Sales teams featuring quick 15-minute sessions on timely sales and design topics, including blending strategies, distribution concepts, and advanced case design techniques.
REGISTER Could your business owner clients be doing more to reward and retain their top talent while creating potential tax advantages for the business? Please keep in mind that the primary reason to purchase a life insurance product is the death benefit. Life insurance products contain charges, such as Cost of Insurance Charge, Cash Extra Charge, and Additional Agreements Charge (which we refer to as mortality charges), and Premium Charge, Monthly Policy Charge, Policy Issue Charge, Transaction Charge, Index Segment Charge, and Surrender Charge (which we refer to as expense charges). These charges may increase over time, and these policies may contain restrictions, such as surrender periods. Policyholders could lose money in these products. This information should not be considered as tax or legal advice. Clients should consult their tax or legal advisor regarding their own tax or legal situation.
REGISTER The OneAmerica® Care Solutions Deep Dives webinar series goes in-depth on topics related to our asset-based long-term care (LTC) protection. Join our free webinars every other Friday at 11 a.m. ET. Each session is intended to last 15 to 40 minutes. A schedule of deep dive webinar topics is listed below. Upcoming Topics: 5/8 - The Self-Funding Illusion 6/5 - Why Joint Life/LTC? 6/19 - Adaptable Annuities
REGISTER When illustrated rates come down, product efficiency matters more. In competitive benchmarking at a 5% illustrated rate, Eclipse Accumulator II Indexed Universal Life (IUL) delivered the highest projected distributions across every client profile tested1 — backed by a low-charge design built for accumulation-focused clients. That means more of your clients’ dollars can stay working toward long-term retirement income potential. See how Eclipse Accumulator II IUL compares against leading competitors and discover why more financial professionals are positioning it as a top choice for accumulation-focused IUL strategies.