Killing Retirement

Killing Retirement

By Jay Scheiner JD CLU Executive Vice President Agent Support Group I’ve always been fan of Bill O’Reilly’s “Killing Series.”  Even though I knew the endings, books like “Killing Lincoln,” “Killing Kennedy” and “Killing the SS” brought history to life.  Lately, those...
New Year – New Opportunities

New Year – New Opportunities

By: Mark D. Milbrod, CLU, CLTC   As we enter this new year, there will certainly be many changes.  And as always, with change comes opportunities.  You can either be part of the glass half empty camp or the glass half full camp.   I always choose the half full...
What A Year It Has Been !!

What A Year It Has Been !!

By: Mark D. Milbrod, CLU , CLTC To say this year has been challenging is probably the most gross understatement of all time.  We have all been living through not only the toughest year of our lives, but certainly the most challenging year of our careers. But as we...
Life Insurance AS Long-term Care Insurance

Life Insurance AS Long-term Care Insurance

Jay Scheiner, Executive VP   Many families can preserve precious assets by using life insurance as a stand-in for a long-term care policy when the insured is unable to qualify for LTC coverage. Often, our clients apply for long-term care (LTC) insurance or...