A Word About Annuities

A Word About Annuities

By: Mark D. Milbrod, CLU, CLTC     Annuities are the worst planning tool!  They can do unspeakable things like… Guarantee competitive high rates of interest Act as a safe market hedge Can guarantee to double for income purposes Can guarantee income for as...
Don’t Overthink It!

Don’t Overthink It!

Don’t Overthink It! By: Mark D. Milbrod, CLU, CLTC When I first started in the business, I worked at a Prudential district agency.  A lot of things were different then.  For starters, there wasn’t one grey hair on my head but most importantly, there were not as many...
The Long Term Care Storm

The Long Term Care Storm

  by: Mark D. Milbrod, CLU, CLTC November 2020     A forecast is always helpful. It helps us prepare for events that can severely impact our lives. That’s why millions of us look to The Weather Channel when there is a storm coming. We want to know the...
They Say a Picture is Worth 1000 Words

They Say a Picture is Worth 1000 Words

by: Mark D. Milbrod, CLU, CLTC October 2020     They say a picture is worth a 1000 words. But In this case, I think it speaks more than that.  I recently came across a graphic that I wanted to share with everyone.  This is probably the best image I have ever...